Privacy Policy

Last updated: August 2026

Velumeni Technologies AG ("Velumeni", "we", "us" or "our") respects your privacy and is committed to handling personal data responsibly. This Privacy Policy explains how we collect and process personal data when you visit our website or communicate with us.

1. Who we are

Velumeni Technologies AG is a financial technology software company based in Zug, Switzerland.

Velumeni Technologies AG
Zählerweg 6
6300 Zug, Switzerland
Email: team@velumeni.com

For questions relating to privacy or the processing of your personal data, please contact us at the email address above.

2. Personal data we collect

We aim to collect as little personal data as reasonably necessary.

When you visit our website, our website hosting infrastructure may automatically process technical information including:

• IP address
• Date and time of access
• Requested pages or files
• Browser type and version
• Operating system
• Referring website
• Other technical information necessary to operate and secure the website

This information may be recorded in server logs.

If you contact us by email, we may process information that you provide to us, including:

• Your name
• Email address
• Company or organization
• Contact details
• The content of your communication
• Any other information you choose to provide

3. How we use personal data

We may process personal data for the following purposes:

• Operating and maintaining our website
• Maintaining the security and reliability of our systems
• Responding to enquiries
• Communicating with prospective and existing customers, partners and service providers
• Providing information about our products and services when requested
• Establishing and managing business relationships
• Complying with legal and regulatory obligations
• Establishing, exercising or defending legal claims

We do not sell personal data.

4. Legal basis

We process personal data in accordance with applicable Swiss data protection law, including the Swiss Federal Act on Data Protection.

Where the EU General Data Protection Regulation ("GDPR") or similar legislation applies, processing may be based on one or more of the following legal grounds:

• Your consent
• The performance of a contract or steps taken before entering into a contract
• Compliance with a legal obligation
• Our legitimate interests in operating our business, communicating with customers and prospective customers, maintaining our systems and protecting our legal interests

5. Website hosting and service providers

We may use third-party service providers to host, maintain and secure our website and related systems.

These providers may process limited personal data on our behalf where this is necessary to provide their services.

We select service providers with appropriate regard to data protection and information security and only provide them with access to personal data where reasonably necessary.

6. International data transfers

Some of our service providers may process data outside Switzerland or the European Economic Area.

Where personal data is transferred to a country that does not provide an adequate level of data protection under applicable law, we use appropriate safeguards where required, such as recognized contractual protections.

7. Cookies and tracking

Our website is designed to minimize tracking.

The website does not use advertising cookies or advertising tracking technologies.

Essential technical cookies may be used where necessary for the operation, security or functionality of the website.

If we introduce analytics or other non-essential tracking technologies in the future, we will update this Privacy Policy and implement consent mechanisms where required by applicable law.

8. Data retention

We retain personal data only for as long as reasonably necessary for the purpose for which it was collected or where retention is required for legal, contractual, accounting or security purposes.

Server logs are retained only for a reasonable period necessary for operational and security purposes.

Business correspondence may be retained for longer periods where necessary to maintain business records or comply with legal obligations.

9. Data security

We take reasonable technical and organizational measures designed to protect personal data against unauthorized access, loss, misuse, alteration or disclosure.

However, no internet-based system can be guaranteed to be completely secure.

10. Your rights

Depending on the laws applicable to you and the circumstances of the processing, you may have rights relating to your personal data, including the right to:

• Request information about personal data we process about you
• Request access to your personal data
• Request correction of inaccurate personal data
• Request deletion of personal data
• Object to or restrict certain processing
• Withdraw consent where processing is based on consent
• Request the transfer of certain personal data in a structured format

These rights may be subject to limitations and exceptions under applicable law.

To exercise a privacy right, contact: team@velumeni.com

We may need to verify your identity before responding to a request.

11. Third-party websites

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of third-party websites. Their own privacy policies apply when you visit those websites.

12. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our website, services, technology or legal requirements.

The current version will be published on this page together with the date it was last updated.

13. Contact

For questions regarding this Privacy Policy or our handling of personal data, please contact:

Velumeni Technologies AG
Zählerweg 6
6300 Zug, Switzerland
team@velumeni.com